Job Description

Salary: $85,000 - 125,000 per year Requirements:

• Over five years of experience in mortgage lending at a financial institution or loan office
• Bachelors degree in Business or Finance, or three years of equivalent experience
• In-depth understanding of banking practices, policies, regulations, and laws relevant to mortgage lending
• Strong knowledge of compliance requirements and adherence to Fair Lending laws
• Proficient in computer skills (Word, Excel) with strong data entry abilities; adept at working with spreadsheets and creating formulas
• High level of initiative, attention to detail, accuracy, and organizational skills
• Strong analytical capabilities and detail-oriented mindset
• High level of confidentiality maintained
• Excellent verbal and written communication abilities
• Capability to manage multiple tasks and projects with varying deadlines

• Travel to secure first mortgage and home equity loans through partnerships with realtors, builders, financial planners, insurance agents, and attorneys, as well as engaging with community organizations
• Meet with clients and potential clients at diverse locations
• Process each loan application and complete all pre-processing steps, including gathering all necessary documentation according to bank policy and underwriting standards
• Educate prospective clients about the banks underwriting criteria and relevant government regulations
• Evaluate loan requests adhering to bank policies and the types of loans available
• Present and discuss various loan options with potential clients
• Investigate new legislation and regulations impacting the Banks residential lending policies; ensure compliance by advising senior management and implementing necessary changes
• Handle incoming phone inquiries and schedule appointments
• Communicate complex loan approvals or denials to borrowers, real estate agents, or builders
• Distribute market data, rate flyers, and general loan information to the real estate community as directed by management
• Promote and engage in the banks special credit and CRA programs
• Actively participate in local business and community initiatives and maintain relationships with local builders, brokers, agents, clients, and prospects
• Perform additional tasks as assigned that support main responsibilities

• Excel
• Support

More:

At Civista Bank, we focus on enhancing the financial lives of our team members and shareholders while making a meaningful impact in the communities we serve. We are seeking experienced mortgage professionals to join our dedicated team. The Senior Mortgage Lender role is based in a dynamic environment where you will leverage your expertise to connect with clients and partners. We offer a collaborative and fulfilling workplace that encourages community engagement.

last updated 42 week of 2026

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